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Spendesk

All-in-one spend management platform connecting cards, expenses, AP, and procurement for finance teams.

Paid·All audiences·Powered by Proprietary AI (vendor-agnostic AI Connect layer)·API available

Key strengths

All-in-one spend management platform (cards, expenses, AP, procurement, budgets)Real-time spend visibility and controlHigh receipt collection rate (98% automatically)Multi-entity and multi-currency supportFast implementation (3–4 weeks)Open API and AI Connect (MCP) integrationISO 27001:2022, GDPR, and PCI-DSS compliantProfitable European-built platform
Paid only
Paris, France
Founded 2016

Facts verified against spendesk.com on

Recent changes

  • Plans updated: Custom quote-based pricing with two components: a fixed monthly subscription fee for platform access (unlimited users) and variable fees based on transaction volume (card purchases, invoice payments, etc.). Add-ons available for Procurement, Accounts Payable, Advanced workflows, Multi-entity management, HR & ERP Integrations, and AI-based automation.
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Developer & Integration Documentation

Spendesk provides an Open API for developers looking to integrate spend data and workflows into their own systems or build custom automations.

Integration surface:

  • Open API — access spend data, card transactions, invoice statuses, and budget information programmatically
  • AI Connect (MCP) — integration layer supporting AI-based automation, enabling intelligent spend workflows
  • Pre-built connectors for: Sage, Xero, NetSuite, SAP, Datev, QuickBooks, Slack
  • Add-on modules (available at extra cost) extend the API surface to cover: Procurement, Accounts Payable, Advanced Workflows, Multi-entity Management, and HR & ERP Integrations

Security & compliance posture:

  • ISO 27001:2022 certified
  • GDPR compliant
  • PCI-DSS compliant

Deployment notes:

  • SaaS platform; implementation typically completed in 3–4 weeks
  • Unlimited users included in the base platform subscription
  • Variable fees apply based on transaction volume (card purchases, invoice payments, etc.)

For API credentials, documentation access, and sandbox environments, contact Spendesk directly via a custom quote request.

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