Brex
Free tierModern finance platform with AI-powered cards, banking, expenses, and accounting in 120+ countries
Free tier available·All audiences·Powered by Brex (proprietary AI)·API available
Key strengths
AI-powered expense automation saving 4,250+ hours/year99% expense policy compliance rateGlobal coverage across 120+ countriesUp to 3.67% yield on business banking balancesThousands of two-way ERP integrations
Free tier + paid plans
San Francisco, USA
Founded 2017
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Recent changes
- Plans updated: Essentials: $0/user/month; Premium: $12/user/month; Enterprise: custom pricing; Smart Card: custom pricing
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Brex — Technical Overview
Brex is a US-based (San Francisco) corporate finance platform offering an API-accessible suite of products covering corporate cards, expense management, business banking, bill pay, and spend controls. Key technical characteristics include:
- API availability: Yes — enabling programmatic access to spend data, card management, and financial workflows
- Integrations: ERP integrations and HRIS integrations for syncing financial and employee data across existing enterprise stacks
- AI-powered automation: Expense categorization and processing driven by AI, reducing manual reconciliation overhead
- Real-time controls: Spend limits and budget enforcement applied at the card/transaction level in real time
- Pricing model: Freemium — Essentials at $0/user/month; Premium at $12/user/month; Enterprise and Smart Card at custom pricing
- Global card acceptance: Corporate cards accepted in 210+ countries
- Banking infrastructure: Treasury returns of up to 3.93%; FDIC insurance up to $6M through program banks
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