Ramp
Free tierAll-in-one AI-powered spend management: cards, expenses, AP, travel & procurement
Free tier available·All audiences·API available
Key strengths
Corporate cards with spend controlsAI-driven expense management and automationAccounts payable with AI-powered OCR and fraud checksMulti-entity and global coverageAccounting automation with major ERP integrationsFree plan available for smaller teams
Free tier + paid plans
New York, USA
Founded 2019
Facts verified against ramp.com on
Recent changes
- Plans updated: Free plan at $0/mo/user; Plus plan at $15/mo/user + platform fee (20% discount with annual billing); Enterprise plan at custom annual billing pricing.
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Ramp — Technical Overview
Ramp is a US-based (New York) spend management platform offering corporate cards, accounts payable (AP) automation, and expense management via a developer-accessible, API-enabled architecture. Key technical capabilities include:
- API access for programmatic integration with your financial stack
- ERP & accounting integrations with QuickBooks Online, Xero, NetSuite, Sage Intacct, Workday, and Oracle Fusion Cloud
- AI-powered OCR for invoice ingestion and automated fraud checks within the AP workflow
- AI-driven expense automation for categorization, policy enforcement, and reconciliation
- Multi-entity support with global coverage for complex organizational structures
- Notification integrations via Slack and SMS for real-time spend alerts and approvals
Pricing tiers:
| Plan | Price |
|---|---|
| Free | $0/mo/user |
| Plus | $15/mo/user + platform fee (20% discount with annual billing) |
| Enterprise | Custom annual billing |
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