Bench's platform automates financial data ingestion by connecting to users' bank accounts, credit cards, and financial accounts to eliminate manual data entry. Smart automation handles transaction categorization, while a team of human bookkeepers reviews, reconciles, and finalizes the books each month. The platform provides real-time financial reporting including income statements and balance sheets, a document management system for uploading and organizing receipts, and a notification center for deadline reminders. Banking services are provided via an integration with Mainstreet, offering dedicated business accounts and debit cards that feed directly into the bookkeeping workflow.