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Ramp

Free tier

All-in-one AI-powered spend management: cards, expenses, AP, travel & procurement

Free tier available·All audiences·API available

Key strengths

Corporate cards with spend controlsAI-driven expense management and automationAccounts payable with AI-powered OCR and fraud checksMulti-entity and global coverageAccounting automation with major ERP integrationsFree plan available for smaller teams
Free tier + paid plans
New York, USA
Founded 2019

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Recent changes

  • Plans updated: Free plan at $0/mo/user; Plus plan at $15/mo/user + platform fee (20% discount with annual billing); Enterprise plan at custom annual billing pricing.
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Ramp — Technical Use Cases

  • ERP sync automation: Use Ramp's accounting automation and native integrations with NetSuite, Sage Intacct, Workday, or Oracle Fusion Cloud to eliminate manual journal entries and keep your general ledger current in real time.
  • Programmatic spend controls: Leverage the API to dynamically configure corporate card limits, merchant category restrictions, and policy rules based on your internal business logic.
  • AP pipeline automation: Integrate Ramp's AI-powered OCR and fraud-check layer into your accounts payable workflow to reduce manual invoice processing and flag anomalies before payment.
  • Multi-entity financial operations: Model complex organizational structures (subsidiaries, international entities) within Ramp's multi-entity framework, syncing data across ERPs programmatically.
  • Real-time alerting: Connect Ramp's Slack and SMS notification channels to your approval workflows for low-latency spend visibility and faster authorization cycles.
  • Freemium onboarding: Start on the $0/mo/user free tier to prototype integrations and validate workflows before scaling to Plus or Enterprise plans.
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