Ramp
Free tierAll-in-one AI-powered spend management: cards, expenses, AP, travel & procurement
Free tier available·All audiences·API available
Key strengths
AI-powered automation for expense coding, invoice processing, and policy enforcementAll-in-one platform replacing cards, AP, expenses, travel, and procurement toolsFull implementation in 30 days with 5-minute ERP connectionReal-time spend controls that block out-of-policy transactions before they occurGlobal operations across 200+ countries with local card issuance in 33 countries
Free tier + paid plans
New York, USA
Founded 2019
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- ERP automation via bidirectional sync — Configure real-time sync between Ramp and NetSuite/Sage Intacct/Workday to eliminate manual journal entries; multi-entity support handles entity-level restrictions and consolidated reporting.
- Programmatic card and spend management via API — Use Ramp's REST API to issue virtual cards, set spend controls, retrieve transaction data, and manage users programmatically within internal finance tooling.
- AI-driven three-way matching in AP — Implement automated PO-invoice-receipt matching with automatic payment blocking on discrepancies, reducing AP processing time by up to 50%.
- Custom approval workflow automation — Build dynamic, parallel approval routing across finance, IT, legal, and security teams for procurement requests using Ramp's workflow engine.
- Webhook-driven real-time spend alerts — Subscribe to transaction and policy-violation webhooks to trigger downstream actions in internal systems or third-party tools like Slack or Microsoft Teams.
- AI procurement intake parsing — Leverage Ramp's contract and screenshot parsing to auto-populate procurement request forms, reducing manual intake effort and accelerating the intake-to-pay cycle.