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Ramp

Free tier

All-in-one AI-powered spend management: cards, expenses, AP, travel & procurement

Free tier available·All audiences·API available

Key strengths

Corporate cards with spend controlsAI-driven expense management and automationAccounts payable with AI-powered OCR and fraud checksMulti-entity and global coverageAccounting automation with major ERP integrationsFree plan available for smaller teams
Free tier + paid plans
New York, USA
Founded 2019

Facts verified against ramp.com on

Recent changes

  • Plans updated: Free plan at $0/mo/user; Plus plan at $15/mo/user + platform fee (20% discount with annual billing); Enterprise plan at custom annual billing pricing.
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Ramp — Developer & Integration Docs

Ramp exposes a public API that allows developers to build custom workflows, automate financial operations, and sync data with internal systems.

Integration ecosystem:

  • Accounting & ERP: QuickBooks Online, Xero, NetSuite, Sage Intacct, Workday, Oracle Fusion Cloud
  • Collaboration & notifications: Slack, SMS

Key automation surfaces for developers:

  • AI-powered OCR for automated invoice data extraction in AP workflows
  • Fraud detection checks embedded in the AP pipeline
  • Spend controls configurable on corporate cards (limits, merchant categories, etc.)
  • Accounting automation hooks for syncing transactions to major ERPs
  • Multi-entity data models for organizations managing multiple business units or geographies

Refer to Ramp's official API documentation for endpoint references, authentication details, and webhook configurations.

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