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Brex

Free tier

Modern finance platform with AI-powered cards, banking, expenses, and accounting in 120+ countries

Free tier available·All audiences·Powered by Brex (proprietary AI)·API available

Key strengths

AI-powered expense automation saving 4,250+ hours/year99% expense policy compliance rateGlobal coverage across 120+ countriesUp to 3.67% yield on business banking balancesThousands of two-way ERP integrations
Free tier + paid plans
San Francisco, USA
Founded 2017

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Recent changes

  • Plans updated: Essentials: $0/user/month; Premium: $12/user/month; Enterprise: custom pricing; Smart Card: custom pricing
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Technical Use Cases

  • Automated expense reconciliation: Use the Brex API and ERP integrations to automatically sync transaction data into your accounting system, eliminating manual CSV exports and data entry.
  • Card lifecycle management via HRIS: Connect your HRIS integration to auto-provision or deprovision corporate cards based on employee onboarding/offboarding events.
  • Programmatic spend policy enforcement: Apply real-time spend controls and budget rules at the card level through the API, enforcing company policy without manual approval bottlenecks.
  • Invoice automation pipelines: Integrate Brex's automated bill pay and invoice processing into AP workflows to reduce processing time and human error.
  • Treasury yield optimization: Route idle business cash into Brex banking to capture up to 3.93% treasury returns, with up to $6M FDIC coverage through program banks — relevant for finance engineering teams managing liquidity.
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